What is my coverage?
Coverage Plan

PLF coverage begins when an Oregon attorney, whose principal office is in Oregon, enters private practice. When an attorney leaves PLF coverage, the remaining limits from the last year of PLF coverage will be available for future claims made against the attorney for work the attorney did while participating in PLF coverage. This is called extended reporting coverage (ERC) or “tail” coverage.
Tail Coverage
Extended Reporting Coverage (ERC or “tail” coverage) for your PLF coverage begins automatically after termination of private practice and continues indefinitely to cover any claims that arise after you exit the private practice of law. There is no charge for this extended coverage. Lifetime coverage limits for ERC are equal to the unused limits in place the last year you had active coverage with the PLF (for 2023 these limits are $300,000/$75,000). These limits do not renew each year.
For detailed information on ERC, reference Section XIII of the PLF Primary Coverage Plan.